Now covering Oneida, Madison and Herkimer County, NY
The house price is the easy part. The tax bill is where it bites.
Type an address. See what the home really costs to own, whether the taxes are a trap, and the drive to the places you'll actually go — all from official county records.
Or open the map: tax rates, school district lines and every home- Free to try
- No account needed
- Official county records
Who it's for
Buying a home, or helping someone buy one?
Buy the house, not the surprise.
Listing sites show a price and a tax figure that may be the seller’s. LumeInsight shows the bill you will actually pay, what you can get back, and whether it is about to go up.
- The bill you will pay, not the seller’s: listing sites can show the current owner’s bill, exemptions and all
- What a home at your budget costs per year in every town and school district
- Whether you qualify for STAR or other exemptions, and how to claim them
- A check on whether the assessment looks high, before you make an offer
Give your buyers an answer Zillow can’t.
Keep your MLS tools for research. LumeInsight is what you hand the client: their bill, what they may qualify for, and a branded report that proves it.
- Your MLS shows the seller’s bill. Hand your buyer theirs, itemized, in one click
- Flags what your client may be missing: STAR, exemptions, an assessment worth questioning
- Branded, customizable client reports and open-house tax sheets
- Client lists for saved homes, solo or with seats for your whole office
- 184,770
- parcels from the county’s own rolls
- 64
- towns and cities
- 2026
- final assessment roll
- 13
- kinds of places mapped nearby
Built on official public records
- County final assessment rolls
- County, town, school & village rate sheets
- NYS equalization rates
- OpenStreetMap & verified local places
How it works
From address to answer in under a minute
- 01
Type an address
Or click any parcel on the map. Search by street address or parcel number.
- 02
Read the verdict
An itemized bill, how it ranks county-wide, and what it becomes after a sale.
- 03
Share the answer
Print a branded PDF for your client, your file, or the open-house table.
What you get
Everything a buyer and their agent need on one screen
Know the real tax bill
County, town, highway, school, library and village levies, itemized from the official 2026 rate sheets — not a vague “estimated taxes” number.
Spot a tax trap
Every home’s tax rate is ranked against the whole county, so a bargain-priced house with a punishing bill stands out immediately.
See what a new owner pays
A seller’s senior, veterans or STAR exemptions don’t come with the house. See the bill you would actually get, and what it could become if the town revalues.
Routes, not guesswork
Toggle Walmart, Dollar General, gas, schools or a hospital and instantly see the real driving route and distance to the closest.
Reports clients keep
One click prints a clean, branded buyer report with the numbers frozen on the day you ran them.
Built for teams
Invite every agent in your office, keep client lists organized, and put your brokerage’s name on everything.
Printable reports
The handout that answers the tax question before it's asked
A clean, two-page report with your brokerage at the top: the itemized bill, the tax verdict, the after-purchase scenarios and the nearest hospital, fire, police, gas and stores. Stack them on the open-house table or send them with every showing.
- Your logo color, name & license #
- “Prepared for” your client
- Numbers frozen on the day you ran it
- Print or save as PDF
Pricing
Simple pricing. No subscription for buyers.
- 7-day free trial of everything when you sign up, no card needed
- 3 parcel lookups per month (2 without an account)
- School district lines and town, county, school and special-district taxes
- Unlimited lookups across Oneida, Madison and Herkimer counties
- Tax history and the new-owner bill
- Revaluation estimate
- Unlimited lookups until you close, up to 6 months
- Tax history and assessment trends
- Exemption math and the new-owner bill
Agents: branded, customizable client reports from $29/month, solo or for the whole team. See agent plans
By town
Property taxes in Central New York towns
- Utica$6,135
- Rome$6,120
- New Hartford$5,630
- Whitestown$5,920
- Vernon$5,065
- Vienna$3,575
- Kirkland$5,763
- Lee$4,448
- Verona$5,000
- Westmoreland$4,455
- Sullivan$5,278
- Lenox$6,160
- Oneida$7,155
- Cazenovia$5,793
- Hamilton$6,313
- Eaton$5,443
- Madison$5,470
- Nelson$5,385
- Brookfield$5,520
- DeRuyter$4,775
- German Flatts$7,270
- Webb$1,940
- Herkimer$7,738
- Frankfort$6,310
- Little Falls$8,988
- Russia$3,868
- Manheim$5,953
- Salisbury$3,758
- Ohio$3,678
- Schuyler$4,885
Typical yearly tax on a $250,000 home at the 2026 rates, before special districts and exemptions.
FAQ
Questions, answered straight
Where do the numbers come from?
From the county’s own final assessment rolls and the published 2026 county, town, school and village tax rates. Every number shows its roll year and source, and the report spells out the method.
Is this an official tax bill?
No. It is an estimate built from official records, designed to be close enough to make decisions with. Special-district charges (fire, water, sewer) are flagged where they apply. Always confirm with the assessor before you buy.
Can I put my brokerage on the reports?
Yes. Agent plans (Solo or team) add your name or brokerage, license number, contact details and brand color to every printable report, with “Powered by LumeInsight” kept small.
Which areas are covered?
Oneida, Madison and Herkimer County, NY today, including the cities of Utica, Rome, Oneida and Little Falls. We are expanding county by county; tell us where you sell and we will prioritize it.
Do I need an account to try it?
No. Free lookups need no account. Sign in when you want to save homes, unlock reports, or invite your team.
Know the real cost of the home before you fall for it.
Your first lookups are free. No card, no account.